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Instant Pay offers API based payments services to select businesses. Every transaction that moves through the Instant Pay platform is actionable.

Ultimately, every transaction can trigger an action, whether that be remittance, automating a supplier purchase or even turning on a smart light on the opposite side of the world.

Putting the action in transaction...

API Payments is the future of connected payments.

API Payments is the future of payments. Where currently, transactions must be retrieved from a transaction list or statement and then reconciled or acted upon by a third party - Instant Pay API Payments services give you the ability to add an API event or action against any transaction that is made through our platform.

Find out what your business can do

API banking process complete!

What can my business do with API payments

1. Automate Reconciliation

The moment you get paid, Instant Pay can notify your business via API to perform an almost unlimited number of functions such as:

  • Automate account onboarding, or activations based on payments received
  • Mark your Xero / MYOB invoices as paid
  • Automate supplier purchasing
2. Send Money

Send your available funds to any australian bank account over the NPP network for a near instant transfer of funds.

As an example, the moment you get paid, Instant Pay will inform your business of payment received. You can then automatically send those funds to any australian bank account, paying potential suppliers, staff or any cost of sale instantly.

3. Direct Debits

Create recurring or one-off direct debit plans for your customers.

Debit your clients for any amount. If your clients owe you money for the work performed this week, simply debit them for the amount owed, automatically.

PayTo (instant direct debit) is coming soon! Register now to ensure you are ready the moment it goes live.

Get started with Instant Pay’s API payments today!

All API events are completed on Australia’s fastest banking network, the NPP. We support NPP receivables and outgoings, meaning that money is sent or received with cleared funds within seconds.

For the majority of payers in Australia, this means they no longer need to use credit cards to kick-start a project, pay for consumables or setup a digital account with your business. We don’t use the credit card ‘promise to pay’ methodology, so we can complete payments for a fixed price with no percentage merchant fee.

Find out today how API Payments can improve your business workflow.

Get started with instant pay