man using Instant Pay drinking coffee

E-commerce Integration

Instant Pay is made for ecommerce. If your online shop has an average sale above $100 and you’re looking for a more cost effective way of accepting payments, Instant Pay could work perfectly for you. We’ll simply integrate your website securely and robustly, to pull basic sales data into the Instant Pay platform. Your checkout users will then be taken to our system to complete their payment. Once successful payment is received, we’ll pass this information back to your website, completing the sale.

We don’t require your customers to setup a profile or provide any personal information to complete the sale. We do require their mobile number (Australian) to verify their transactional use only. Their mobile number is also used to communicate successful or unsuccessful payments.

Business users of the Instant Pay platform also receive access to the Instant Pay Console, which gives reporting and tools for all transactions that flow through the system.

Built for the digital world with real world invoicing

Instant Pay will continue to find exciting new ways to integrate and offer advanced payment and remittance services. You can already use Instant Pay in the following ways:


XERO alternative payment provider

You can now send invoices and request immediate payment, using XERO. Contact us today to complete your XERO integration.

Request Payment feature, inbuilt to Instant Pay

All business users of Instant Pay have access to our Request Payment feature. All you require is the end user/payer mobile number.

Make Instant Pay part of your business money workflow. With your revenue received quicker than ever before and with a fixed fee platform, you’ll be positioned perfectly into the future.

Prospective payments

Link Instant Pay into your website or CRM. As a checkout flow or customer payment is requested in your website, it is connected to the Instant Pay platform, ensuring clean and efficient reconciliation. Once payments are received, we pass a web hook back to your website or CRM, confirming payment receipt… all within seconds.

Customer payments

Just like prospective payments, customer payments can be integrated into your website or CRM. However with customer payments, we can assign any payment amount against a customer reference. This solution works well for businesses that fund ewallets for their customers in a more casual way, especially when the customer can casually determine the amount they wish to send into their wallet.


While our platform is one of the fastest and most accurate in Australia, we still plan for events we have no control over. If an NPP payment fails and reverts to traditional banking, or if a payment is made with an incorrect reference, Instant Pay has redundancy measures in place to ensure money is handled correctly and in a timely manner.