Instant Pay is a leading provider of payment solutions that only provision cleared funds.
As we’re working with cleared funds, our cost of service is much lower than our competition. We can also deliver cleared funds much faster to our merchant customers.
Fixed fee is the future of commerce, join Instant Pay today.
We’re the best priced fixed fee payment and remitter provider in Australia that can offer incoming and outgoing NPP payments via API.
Compare Instant Pay with the competition. Click below to view comparison tables.
Fixed fee of $1
Same day payout via NPP with reconciliation export tools
Simple bank transfer from the payer’s account
Payer does not require an account
Granular payer details (name, mobile, BSB and ACC, timestamp)
NPP incoming and outgoing
Redundancy payment measures built in (part payment, over payment, late payment)
Detailed transaction and fee dashboard
Custom embed on-page payment tools
Manual payment request feature
Send money on demand feature via NPP with remit
Remit to any function (web, crm, wherever you require)
Multi-day payment compatible
Split payments with friends, coming soon.
Variable fee up to $3.30
Direct debit and awkward use of bank details
No granular details of the payer
NPP incoming (not outgoing)
No redundancy payment measures (if user pays wrong amount)
Merchant rate costs from 1-3.8%
Insecure. Payer has to input their card details into the internet
Average time to payout is 2.5 days
Subject to fraud and charge backs
Fixed fee of 30c + 3-7%
Average time to payout is 5 working days
Payer requires an Afterpay account
Huge onboarding and ongoing costs
No payment redundancy methods