Instant Pay. API Banking and Enhanced Direct Debit payment services

Real Time Payment Integration Specialists

Get paid by instant bank transfer.

Let your customers pay via bank transfer, and reconcile these payments instantly. Give your customers a faster and safe way to pay.

Reconcile, instantly.

Australia’s only self reconciling API payments service, all on the NPP.

If you have a WooCommerce website, and want to receive customer payments via instant bank transfer in Australia, saving you thousands in merchant fees - Instant Pay is perfect for you. Register your interest today!

Features of Instant Pay in your Woocommerce checkout:

Get your own virtual bank account

One low fixed fee per transaction.

Say goodbye to fraudulent credit card transactions.

We take care of Underpayments.

Get paid

Get paid on desktop or mobile.

Serve payment instructions directly on your website, on mobile or desktop. We’ll email and SMS payment instructions to your customer as well as managing overpayments, underpayments and non-reconciled refunds.

Auto-Reconciliation

We balance the payments for you

Once a payment is complete, we’ll automatically reconcile the purchase through your WooCommerce platform. All money received through your Instant Pay platform is dispatched to your nominated business bank account daily, so you’ll have access to your funds faster than ever before.

You have made a payment to Instant Pay which is less then required. Click through to retrieve details. https:instantpay.net.au

Your payment to Instant Pay has been received! Thanks for using Instant Pay.

Custom Integration

Not using WooCommerce?

Is your business looking to integrate with one of multiple Australian payment rails providers?

If you’re using a different website platform or CRM, we can also help. Instant Pay builds custom payment solutions for a variety of platforms and payment rails. We can help your business

Receive and reconcile inbound payments in Australia
Send payments via API
Receive via an enhanced direct debit solution
Build transactional monitoring solutions
Design solutions to help with KYC