Instant Pay. API Banking and Enhanced Direct Debit payment services

Real Time Payment Integration Specialists

Get paid by instant bank transfer.

Let your customers pay their online checkout via instant bank transfer in Australia. Give your customers a faster and safer way to pay.

Reconcile, instantly.

Australia’s only self reconciling API payments service, all on the NPP.

Receive customer payments via instant bank transfer in Australia, saving you thousands in merchant fees. Instant Pay is perfect for you. We can integrate into any web or app based platform your business operates in.

Features of Instant Pay in your checkout:

Low fixed fees per transaction

Say goodbye to chargebacks and credit card fraud

Cleared funds within seconds

Programmatically send/receive money in Australia

Get paid

Get paid on desktop or mobile.

Serve payment instructions directly on your website, on mobile or desktop. We’ll email and SMS payment instructions to your customer as well as managing overpayments, underpayments and non-reconciled refunds.

Auto-Reconciliation

We balance the payments for you

Once a payment is complete, we'll automatically reconcile it against your invoicing platform. Money received through your Instant Pay platform can be automatically dispatched to your legacy bank account, or kept in your API banking account for fast access.

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Custom Integration

Any website, any App.

Is your business looking to integrate with one of multiple Australian payment rails providers?

If you’re using a different website platform or CRM, we can also help. Instant Pay builds custom payment solutions for a variety of platforms and payment rails. We can help your business

Receive and reconcile inbound payments in Australia
Send payments via API
Receive via an enhanced direct debit solution
Build transactional monitoring solutions
Design solutions to help with KYC